Watch my new 4-minute video on a revolutionary Long-Term Care program.
It may provide just the right solution for your family, colleagues, clients and friends.
Protect your retirement from long-term care expenses with a revolutionary new and affordable program.
We are living longer than ever before, which retirees should consider in their financial planning. Overlooking this key aspect of living longer may leave people unprepared for changes in their financial circumstances and may impact your investment portfolio. Planning ahead may help provide financial security, independence, help reassure loved ones, preserve your family’s quality of life, while achieving better financial outcomes.
What is long-term care?
Long-term care encompasses more than nursing home care. It can also involve care provided at home, in assisted living facilities or adult day care centers for everyday activities like dressing, bathing or feeding – or to assist those who have severe cognitive impairment as a result of Alzheimer’s disease or other conditions.
Contrary to common belief, health plans such as Medicare and Medicaid don’t cover all long-term care expenses. And Social Security or savings may not provide enough to cover unexpected long-term costs.
Why long-term care insurance?
Advances in medicine, technology and health awareness have allowed us to live longer. However, with greater longevity comes the risk of eventually needing some type of extended health care. As health care costs continue to rise, more and more people are wisely deciding to assign the risk of needing long term care (and the financial impact that comes along with it) to an insurance company through a long-term care insurance policy. These policies are individually tailored to your particular situation and designed to help cover the costs of long term care while protecting your assets in the future.
As we prepare for retirement, one of the key areas to consider is the potential need for long-term care. This refers to a range of medical and personal services that provide ongoing care for people who have lost the ability to live independently. Perhaps you know someone or have had a personal experience with a loved one who needed extended health care. How you prepare for that possibility directly impacts the security of your entire portfolio, and can pose one of the greatest threats to your retirement income security.
Contact Jim Yurman:
8500 Station Street – Suite 300G
Mentor, OH 44060
Office Phone: (440) 358 – 0605
MYREPCHAT Text: (216) 232 – 3416
E-mail: jyurman@grandriverllc.com
Other contact information:
VALMARK SECURITIES, INC.
130 Springside Drive, Suite 300
Akron, OH 44333-2431
(800) 765 – 5201